Funded Futures Family Rules, Explained in Plain English
Written and fact-checked by the Funded Futures Family team. Plan terms are verified against the official help center. Last reviewed September 5, 2026.
Most “payout denied” stories don’t start with a bad firm. They start with a trader who never read the rule they broke. Prop-firm rulebooks are written in careful, lawyerly language, so people skim them, buy an account, and find out what “consistency rule” means the hard way.
This is the plain-English walkthrough. When you need exact numbers per plan, the payout rules reference has every table.
This is the plain-English version. Every rule that can cost you a payout at Funded Futures Family, what it actually means, and how it differs across the four plans. The official terms live in the FFF help center; this guide translates them. Read it before you buy, and most of the risk disappears. (Still deciding whether to trust the firm at all? Start with is Funded Futures Family legit.)
The four plans at a glance
For what each plan costs next to seven other firms at 25K, with activation fees and payout gates added in, see the cheapest 25K futures prop firm comparison.
FFF sells four account types. All of them come in 25K, 50K, 100K, and 150K sizes, all have no daily loss limit, all pay a 90/10 split (you keep 90%), and none charge an activation fee once you’re funded.
| Plan | How it works | Drawdown type | Consistency rule | Payout cadence |
|---|---|---|---|---|
| Prime | Evaluation, then funded. Can pass in as little as 1 day. | End-of-day trailing | None to pass the eval; 40% on funded payouts | Every 3 trading days |
| Premier+ | Evaluation, then funded. Pass in 1 to 2 days. | Your choice: EOD (FastPass) or intraday | None (giveaway accounts: 40%) | Every 5 trading days |
| Velocity | Evaluation, then funded. Built for frequent payouts. | Intraday trailing | 40% (lifetime) | Every 3 trading days (Daily Add-On: up to daily) |
| S2F (Straight to Funded) | No evaluation. Funded immediately for a one-time fee. | End-of-day trailing | 25% | After 7 trading days |
The differences that actually change how you trade are the drawdown type and the consistency rule. Those two decide most accounts, so we’ll take them one at a time.
Drawdown: the rule that ends most accounts
Want to see the floor move day by day for your own numbers? Use the drawdown simulator: enter your closes and intraday highs and it shows where each model would breach.
Your drawdown is the lowest your account is allowed to fall before it’s breached. FFF uses trailing drawdown, which means the limit follows your balance up as you make money. The question is when it stops trailing, and that’s where the plans differ.
End-of-day (EOD) trailing updates once per day, based on your closing balance. It trails you up while you’re winning, then locks in place once it reaches your starting balance. After that your buffer is fixed and rising profits are yours to keep without moving the line. Prime and S2F Standard use EOD; S2F Accelerate runs an intraday trail that never locks. Premier+ offers it as an option (FastPass).
Intraday trailing follows your account in real time, including open profit. If you’re up $800 on a live trade and give it back, the drawdown may have already trailed to that peak. It’s stricter, and it rewards taking profit rather than letting winners round-trip. Velocity uses intraday. Premier+ offers it as the other option.
Here’s the actual drawdown, in dollars, by plan and size:
| Size | Prime (EOD) | Premier+ EOD (FastPass) | Premier+ Intraday | Velocity (Intraday) | S2F (EOD) |
|---|---|---|---|---|---|
| 25K | $1,000 | $750 | $1,000 | $1,250 | $1,000 |
| 50K | $2,000 | $1,500 | $2,000 | $2,250 | $2,000 |
| 100K | $3,000 | $2,500 | $3,000 | $3,250 | $3,000 |
| 150K | $4,500 | $4,000 | $4,500 | $4,750 | $4,500 |
One Prime detail worth knowing: your account has to keep a buffer of the drawdown amount plus $100, and that buffer can’t be withdrawn. On a 50K Prime account that’s $2,100 that stays in the account as your cushion.
The consistency rule, explained
Plan-by-plan matrix across seven firms, evaluation and funded stage separately: futures prop firms with no consistency rule. To see what a given percentage means for your own numbers, use the consistency rule calculator.
The consistency rule stops one lucky day from carrying an entire account. It says your biggest single trading day can’t be more than a set percentage of your total profit when you request a payout.
The math is simple:
largest day’s profit ÷ total profit must be at or below the plan’s percentage
Say you’re on a plan with a 40% rule and you’ve made $5,000 total. Your best single day can’t be more than $2,000, because $2,000 ÷ $5,000 = 40%. If one day accounts for more than that, you keep trading and building the smaller days until the ratio comes back in line. The rule stays in force for the life of the account, and the count resets after each approved payout, so the ratio is measured per payout cycle.
Here’s where each plan lands:
- Prime: no consistency rule to pass the evaluation, but a 40% rule applies when you withdraw on the funded account.
- Velocity: 40% at both stages, with the calculation resetting after each approved payout.
- S2F: 25% (the strictest of the four, which is the trade-off for skipping the evaluation).
- Premier+: no consistency rule on standard accounts. The exception is promotional “giveaway” accounts, which carry 7 minimum trading days and a 40% rule.
If steady, repeatable trading is your style, none of this gets in your way. It only bites the trader trying to hit a payout on the back of one outlier session.
The 10-second rule (microscalping)
FFF allows scalping. What it blocks is high-frequency behavior that games simulated fills. The published rule:
Over 50% of your trades and over 50% of your total profits must come from positions held longer than 10 seconds.
So both halves have to clear the bar: most of your trades, and most of your profit, need to come from positions you held for more than ten seconds. Break it and you risk a denied payout, profits rolled back to the day before the first flagged trade, or account closure. It exists to keep out millisecond bots, not to punish someone who scalps fast by hand. If you’re a human clicking a mouse, you’ll almost never brush against it.
Bots and automation
Fully automated, algorithmic, and HFT trading is prohibited. FFF’s monitoring looks for millisecond timing, non-human patterns, and simultaneous activity across markets or platforms. If you didn’t place the trades yourself, don’t run them here.
News trading: allowed, with no restrictions
This one is a genuine advantage, and a lot of firms don’t offer it. At FFF you can trade straight through Tier 1 news: FOMC, CPI, employment reports. No forced flattening, no timing windows, no “close everything before the release” rule. The only catch is the obvious one: fast markets have slippage and gaps, and FFF isn’t liable for either. Trade the news if it’s your edge; just size for the volatility.
Trading hours and end-of-day close
You can trade from the open through to 4:45 pm EST, when the session closes. The market reopens at 6:00 pm EST, and there’s no trading during the 1 hour 15 minute break in between. Any position still open at 4:45 pm EST closes automatically, and forgetting to flatten is not a breach. The system handles it.
Fair play
This is the anti-cheating rule, and it’s aimed squarely at people trying to guarantee a payout. It prohibits hedging one account against another, exploiting a platform glitch or pricing error, and any attempt to manipulate the payout or risk system. This is also why FFF uses device-fingerprint checks: they’re identifying groups running coordinated accounts, not watching honest solo traders.
Keep your account active
Each account needs at least one trade per week (Monday to Friday), held for a minimum of 10 seconds. Leave an account untouched for a full trading week and it’s marked inactive and closed, with no restore. If you’re stepping away, put on one small qualifying trade or expect to lose the account.
Buy in your own name
The card you pay with has to match the name on your FFF profile. No spouse’s card, no friend’s, no business partner’s, even with their permission. A name mismatch can mean closure and a denied payout, so keep the purchase in your own name.
How payouts actually work
Not sure whether a specific run of days qualifies? Enter your daily results in the payout eligibility checker and it applies these rules for your plan and size.
Once you’ve met your plan’s requirements, the payout flow is:
- Minimum profit: you need at least $200 profit on each qualifying trading day.
- Minimum trading days: Prime and Velocity every 3, Premier+ every 5, S2F after 7 (S2F Accelerate after 5). The day count starts the day after you submit the request, so the request-day’s profit stays in the account but doesn’t count toward the next cycle.
- Split: 90/10 in your favor.
- Payout provider: Rise (Riseworks), with bank/wire or crypto. Business accounts verify through KYB instead of KYC.
- Speed: after you approve the payout and sign the contract, it’s processed within 24 hours. Crypto usually lands same day; bank transfers take 1 to 3 business days.
Each plan also sets a per-payout profit requirement and a maximum payout per request, and those scale with account size. The exact figures are on each plan’s page in the help center and on our payout rules page. Check yours before you request so the number isn’t a surprise, and see typical timing on the payout speed page.
A quick word on where you can trade
Some countries can’t open FFF accounts at all, and a few more can trade a simulated funded account but can’t move to a live one, due to regulation. If you’re outside the US, check the restricted-countries list before you buy.
Related reading: Is Funded Futures Family legit? and how to vet any futures prop firm before you pay.
At checkout, code FFF takes the best current discount, or first50 gets 50% off your first account plus a $250 bonus on your first payout.
Frequently asked questions
What is the consistency rule at Funded Futures Family?
Your largest single trading day can’t exceed a set percentage of your total profit when you request a payout: 40% on Prime funded accounts and Velocity, 25% on S2F, and none on standard Premier+ accounts. The rule stays in force for the life of the account, and the calculation resets after each approved payout. The one exception is S2F Accelerate, where the 25% calculation never resets.
What is FFF’s microscalping / 10-second rule?
Over 50% of your trades and over 50% of your profit must come from positions held longer than 10 seconds. It blocks high-frequency bot behavior. Normal manual scalping is fine.
What’s the difference between EOD and intraday drawdown at FFF?
End-of-day trailing updates once daily on your closing balance and locks once it reaches your starting balance. Intraday trailing follows your account in real time, including open profit. Prime and S2F Standard use EOD, Velocity and S2F Accelerate use intraday, and Premier+ lets you choose (its EOD option comes with FastPass).
Can I trade the news at FFF?
Yes. News trading is allowed on all accounts with no flattening requirement and no timing restrictions, including Tier 1 events. You’re responsible for slippage and gaps.
How fast are FFF payouts?
After approval and contract signing, payouts are processed within 24 hours. Crypto usually arrives the same day; bank transfers take 1 to 3 business days. The split is 90/10 in your favor.
Which FFF plan has no consistency rule?
Premier+ accounts bought before September 9, 2026 have no funded consistency rule; accounts bought from September 9, 2026 carry a 40% funded consistency rule (promotional giveaway accounts have always been the exception, at 40%).
